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Cash Offer vs. Listing: Which Nets More?
A cash offer is usually lower than a retail price, but listing has costs and time. Put in your numbers and see the real difference.
Quick answer: A cash sale usually pays less than listing a fixed-up house, but it skips repairs, commissions and months of holding costs. This calculator compares what you'd net each way, side by side, so you can see whether speed and certainty are worth the difference for your house. The cash side defaults to a Silverside sale: we pay all closing costs, including your share of the transfer tax, so the cash transfer tax is 0%. Enter 2% for a buyer that charges you your half.
Calculator
Estimates only, not an offer or tax advice. Actual figures come from your settlement statement.
Want a real cash number to put in this comparison?
Send the address and we'll send a written offer you can compare against listing, line by line. No obligation.
Get my written offer Call (302) 525-0787Frequently asked questions
Why is a cash offer lower than market value?
A cash buyer pays for repairs, holding costs, resale costs, and risk. The question is whether your net from listing, after those same costs, is meaningfully higher.
What carrying costs should I include?
Mortgage interest, property taxes, insurance, utilities, and HOA dues for every month the house is on the market.
Is there a middle option?
Yes. Fix & List: we handle the repairs up front, and you sell on the market with a licensed agent.
